Previously Known As : Icici Prudential Regular Savings Fund
Icici Prudential Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹30.46(R) +0.03% ₹33.47(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.16% 6.97% 7.35% 7.57% 7.75%
LumpSum (D) 8.89% 7.69% 8.06% 8.32% 8.57%
SIP (R) -8.37% 5.95% 6.67% 6.33% 6.68%
SIP (D) -7.79% 6.68% 7.39% 7.04% 7.45%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.0 0.0 0.67 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.03% 0.0% -0.26% - 0.74%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Credit Risk Fund - Quarterly IDCW 10.99
0.0000
0.0300%
ICICI Prudential Credit Risk Fund - Direct Plan - Quarterly IDCW 11.64
0.0000
0.0300%
ICICI Prudential Credit Risk Fund - Growth 30.46
0.0100
0.0300%
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 33.47
0.0100
0.0300%

Review Date: 17-01-2025

Icici Prudential Credit Risk Fund has shown very good performance in the Credit Risk Fund category. The fund has rank of 2 out of 13 funds in the category. The fund has delivered return of 8.16% in 1 year, 6.97% in 3 years, 7.35% in 5 years and 7.75% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 1.03, VaR of 0.0, Average Drawdown of -0.26, Semi Deviation of 0.74 and Max Drawdown of -0.26. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Icici Prudential Credit Risk Fund direct growth option would have grown to ₹10889.0 in 1 year, ₹12488.0 in 3 years and ₹14737.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Icici Prudential Credit Risk Fund direct growth option would have grown to ₹11487.0 in 1 year, ₹39842.0 in 3 years and ₹72324.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.03 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.0 which shows good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.60
0.46
0.25 | 0.63 2 | 14 Very Good
3M Return % 1.64
1.53
1.13 | 1.77 4 | 14 Very Good
6M Return % 4.11
3.86
2.47 | 7.06 3 | 14 Very Good
1Y Return % 8.16
7.85
5.93 | 12.05 3 | 14 Very Good
3Y Return % 6.97
9.45
4.91 | 39.67 5 | 13 Good
5Y Return % 7.35
6.82
3.14 | 10.48 5 | 13 Good
7Y Return % 7.57
5.25
-1.47 | 7.57 1 | 13 Very Good
10Y Return % 7.75
6.40
3.00 | 7.75 1 | 9 Very Good
1Y SIP Return % -8.37
-8.74
-10.99 | -4.28 3 | 14 Very Good
3Y SIP Return % 5.95
6.37
4.55 | 11.03 5 | 13 Good
5Y SIP Return % 6.67
8.07
4.96 | 23.44 7 | 13 Good
7Y SIP Return % 6.33
6.16
3.43 | 12.68 5 | 13 Good
10Y SIP Return % 6.68
5.38
2.38 | 6.68 1 | 9 Very Good
Standard Deviation 1.03
7.08
0.91 | 70.73 5 | 13 Good
Semi Deviation 0.74
1.84
0.73 | 11.98 4 | 13 Very Good
Max Drawdown % -0.26
-0.72
-2.85 | -0.26 1 | 13 Very Good
VaR 1 Y % 0.00
-0.23
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.26
-0.51
-1.08 | -0.26 1 | 13 Very Good
Sharpe Ratio 0.00
-0.23
-1.39 | 0.68 5 | 13 Good
Sterling Ratio 0.67
0.89
0.37 | 3.85 4 | 13 Very Good
Sortino Ratio 0.00
1.15
-0.40 | 14.66 5 | 13 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.66 0.52 0.28 | 0.71 2 | 14
3M Return % 1.81 1.72 1.21 | 1.97 6 | 14
6M Return % 4.45 4.27 2.65 | 7.53 5 | 14
1Y Return % 8.89 8.69 6.29 | 13.05 4 | 14
3Y Return % 7.69 10.29 5.92 | 40.08 5 | 13
5Y Return % 8.06 7.65 3.92 | 10.80 5 | 13
7Y Return % 8.32 6.09 -1.21 | 8.32 1 | 13
10Y Return % 8.57 7.29 3.95 | 8.57 1 | 9
1Y SIP Return % -7.79 -8.06 -10.69 | -3.47 4 | 14
3Y SIP Return % 6.68 7.21 5.56 | 11.39 6 | 13
5Y SIP Return % 7.39 8.91 5.99 | 23.82 8 | 13
7Y SIP Return % 7.04 6.96 4.18 | 12.97 5 | 13
10Y SIP Return % 7.45 6.24 3.20 | 7.45 1 | 9
Standard Deviation 1.03 7.08 0.91 | 70.73 5 | 13
Semi Deviation 0.74 1.84 0.73 | 11.98 4 | 13
Max Drawdown % -0.26 -0.72 -2.85 | -0.26 1 | 13
VaR 1 Y % 0.00 -0.23 -1.48 | 0.00 8 | 13
Average Drawdown % -0.26 -0.51 -1.08 | -0.26 1 | 13
Sharpe Ratio 0.00 -0.23 -1.39 | 0.68 5 | 13
Sterling Ratio 0.67 0.89 0.37 | 3.85 4 | 13
Sortino Ratio 0.00 1.15 -0.40 | 14.66 5 | 13
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
1W 0.15 ₹ 10,015.00 0.16 ₹ 10,016.00
1M 0.60 ₹ 10,060.00 0.66 ₹ 10,066.00
3M 1.64 ₹ 10,164.00 1.81 ₹ 10,181.00
6M 4.11 ₹ 10,411.00 4.45 ₹ 10,445.00
1Y 8.16 ₹ 10,816.00 8.89 ₹ 10,889.00
3Y 6.97 ₹ 12,241.00 7.69 ₹ 12,488.00
5Y 7.35 ₹ 14,257.00 8.06 ₹ 14,737.00
7Y 7.57 ₹ 16,667.00 8.32 ₹ 17,502.00
10Y 7.75 ₹ 21,097.00 8.57 ₹ 22,747.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.37 ₹ 11,447.88 -7.79 ₹ 11,486.90
3Y ₹ 36000 5.95 ₹ 39,412.66 6.68 ₹ 39,841.63
5Y ₹ 60000 6.67 ₹ 71,024.70 7.39 ₹ 72,323.58
7Y ₹ 84000 6.33 ₹ 105,243.26 7.04 ₹ 107,937.90
10Y ₹ 120000 6.68 ₹ 169,229.16 7.45 ₹ 176,149.80
15Y ₹ 180000 ₹ ₹


Date Icici Prudential Credit Risk Fund NAV Regular Growth Icici Prudential Credit Risk Fund NAV Direct Growth
17-01-2025 30.4577 33.4711
16-01-2025 30.4497 33.4617
15-01-2025 30.4197 33.428
14-01-2025 30.4078 33.4144
13-01-2025 30.3796 33.3828
10-01-2025 30.4121 33.4167
09-01-2025 30.3948 33.3971
08-01-2025 30.3903 33.3916
07-01-2025 30.3867 33.3871
06-01-2025 30.3694 33.3675
03-01-2025 30.353 33.3477
02-01-2025 30.3381 33.3307
01-01-2025 30.3325 33.324
31-12-2024 30.3104 33.2991
30-12-2024 30.2972 33.284
27-12-2024 30.3122 33.2986
26-12-2024 30.3014 33.2862
24-12-2024 30.302 33.2857
23-12-2024 30.2606 33.2396
20-12-2024 30.2179 33.1909
19-12-2024 30.2842 33.2632
18-12-2024 30.2981 33.2778
17-12-2024 30.2759 33.2528

Fund Launch Date: 15/Nov/2010
Fund Category: Credit Risk Fund
Investment Objective: To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds
Fund Benchmark: CRISIL Short Term Credit Risk Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.